Various loan terms are available
Refinance up to 95% of your primary home's value.
Monthly payments remain the same for the entire loan term.
Lower interest rates and payments early in the life of the loan
Mortgage payments and interest rates remain fixed for introductory period
Caps on interest limit the amount a rate can rise annually and over the life of the loan
The down payment can be as low as 3.5%* * DISCLOSURE
Minimum credit score usually 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.
Competitive interest rates that are routinely lower than conventional rates.
Sellers can pay up to 6 percent of closing costs and concessions.
Higher allowable debt-to-income ratios than for many other loans.
Down payment as low as 0%.
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